Master Your Money with Professional Education
ABOUT
Hi. I'm Patrick Payne. A university professor for over 10 years, I combine the latest in financial research with years of experience in teaching to make the complex world of finance easy to understand and master.
Who do you trust for financial advice? It seems like everyone these days has an opinion on your personal finances. I make finance fun, engaging, and easy to understand. Join me to learn how to take control of your financial future!
AS FEATURED ON
The Vested Professor Difference
True Expertise
Most financial "gurus" are self-appointed and self-taught. By contrast, I have a Ph.D. in Personal Financial Planning from Texas Tech University. I am also a Certified Financial Planner ®. While I appreciate the effort to be self-taught, the problem is that you don't know what you don't know. I have been trained and accredited by some of the finest institutions in the world! Go Red Raiders!
Comprehension, not Rules
Rules, rules rules. Personal finance is littered with dogmatic rules, and every "guru" out there has their own. "Never use debt!" "Don't buy new cars!" "Buy real estate or you will die!". The reality is that there are almost no actual rules that I have ever heard that don't have at least one exception. You won't get rules with me. The reality is that there are very few things that are truly "bad" or "good". There is only advantage and disadvantage. Pro and con. Cost and benefit. I'll teach you to identify and weigh the costs and benefits of every option in any situation.
A Little Whimsy
Who said finance has to be boring? I like to keep it light and fun, with entertaining examples, world-class dad-jokes, and the finest collection of finance memes in the world (according to me). Afterall, you can have the greatest words in the world but it won't matter a bit if your audience is in a coma! So come on in and join me for some fun, easy to follow, highly effective financial learning. What are you waiting for?
What People are Saying
Erica T.
Middle Park High School
"Dr. Payne made me realize how little I knew about my finances. I learned a lot of life skills that will help me to manage my money"
Ben S.
Texas Tech University
"I loved this class. I feel very prepared to manage my spending since I learned how to calculate how much I will be paying for insurance, a mortgage, a car, etc."
Ryan K.
Phoenix, AZ
"I only wish I had read this book 10 years ago! I could have avoided so many mistakes."
